Features

Explore iClara PFM's core features: sources, categories, charts, transactions, transfers, search, local backups, reminders & haptics. Click a section to jump to details.

Sources

Sources represent wallets, cards, accounts. You can:

  • Create sources with names, types (both/income/expense), optional expense limits & colors.
  • View balances, in/out totals, mini pies in the dashboard.
  • Drill into source details for full charts & transaction lists.
  • Delete sources with replacement picker: choose a surviving source for income/expense transactions (a note is appended with the original source). Transfers involving the deleted source are fully removed (both legs). My Wallet is auto-recreated if no sources remain.
  • Set billing cycle cut day (1-28) for expense-only sources — period windows align to your real statement cycle.
  • Unique color picker: 15 colors, used colors shown crossed out, no duplicates.
  • Credit usage bar: horizontal bar (green = available, red = used) replaces pie in source detail.

Charts & Trends

Visualize spending with:

  • Pie charts by category (income/expense) with totals & percentages.
  • Line trends per category over time (1M/3M/1Y/custom ranges).
  • Consistent colors across pies, legends & lines.
  • Dashboard summary pie (income vs expense).

Transactions

Log transactions with:

  • Amount, date/time, source, category, vendor, note.
  • Expense types (need/want/debt), payment methods (cash/debit/credit).
  • Quick add/edit from dashboard or source details.

Installments (MSI): Split any expense into 2-36 monthly payments. Toggle "Split into installments" to show a count stepper and purchase-date picker. Installment dates automatically derive from the source's billing cut day and are read-only. Edit scope: entire plan (rebuilds all payments) or single installment (preserves group). Converting an existing expense prompts confirmation. Deleting an installment removes the whole plan.

Transfers

Atomic transfers between sources:

  • Select From/To sources (requires 2+ sources).
  • Amount, date, note/vendor shared across both sides.
  • Outgoing gets payment method; incoming is auto income.
  • Edit/delete both sides atomically.

Local Backups

Portable data:

  • Full JSON export/import (replace/merge).
  • Categories/sources/transactions/reminders/lock preserved.
  • Files app integration, deterministic filenames.

Reminders & Security

Stay informed:

  • Nightly/weekly summaries (counts by type).
  • PIN/biometrics lock (auto-lock on background).
  • Manage categories/sources in settings.

Security

Tactile feedback:

  • Button taps, text changes, saves/deletes.
  • Semantic patterns (create/delete/import).
  • Core Haptics + UIKit fallbacks.

Try iClara PFM

iClara PFM is designed for quick setup, private tracking and flexible backups. Download and log your first transaction in seconds.

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