iClara PFM

Own your money privately. Track expenses, set envelopes, view trends and transfer between wallets/cards — all offline with 100% local storage. No bank sync, no cloud, no subscriptions. One-time $29.99.

Private personal finance manager and budgeting app for iPhone/iPad. Charts, multi-source tracking, transfers, JSON export/import, PIN/biometrics lock, and reminders. No subscriptions, no cloud — all on-device.

Early users of the iClara suite love the maximum privacy & offline power — now bringing the same to your finances.

iClara PFM app icon

Simple personal finance management

Dashboard with income/expense pie chart and source simple

Dashboard

For simple management your money with a single pie chart, source balance, category breakdowns, and line trends. Search recent or full history.

Dashboard with income/expense pie chart and sources summary

Charts

Or when you need more than simple, a summary pie charts, source balances, category breakdowns, and line trends. Search recent or full history.

Source detail with pie chart and trends

Sources & Budgets

Track wallets, cards, accounts. Set expense limits, filter income/expenses, view trends by category.

Add expense with categories, payment method, receipt scan

Transactions & Transfers

Quick add income/expenses/transfers. Categories, vendors, notes, payment methods.

Settings with local backup, reminders, security

Backups & Security

JSON export/import, PIN/biometrics lock, daily/weekly reminders. Customizable home filters.

For everyday money management

Sources list with recent transactions

The Everyday Spender

Track daily expenses, sources, categories — simple charts and search keep it effortless.

Trend charts and category breakdowns

The Budget Planner

Set source limits, view trends, category pies — proactive budgeting without complexity.

Security settings with PIN and biometrics

The Privacy-Focused User

Local backups, PIN/Face ID lock, no cloud — full control over your financial data.

Key features in detail

Home dashboard with summary pie and recent transactions

Dashboard Overview

Income/expense summary pie, recent transactions search (recent or full history), sources list with mini-charts.

Add transfer between sources

Transfers & Multi-Source

Move money between wallets/cards/accounts. Edit both sides atomically. Source types (income/expense/both).

Local JSON backup and restore options

Local Backups

Export/restore JSON with categories, sources, transactions. Merge or replace. Receipts and reminders included.

Any questions? Ask an AI about iClara PFM's financial privacy
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